Award of Excellence Melissa Martin

This week we want to celebrate one of our favorite personal insurance agents, Melissa Martin!  Melissa was the recipient of Safeco’s 2018 Award of Excellence.  Less than 5% of agents across the country who work with Safeco receive this prestigious honor.  Melissa has shown superior underwriting skills while making sure her clients get the best coverage at the best price.  We asked her what her secret to being so awesome is, and she said, “I aim to promote strong relationships with my insureds on a professional and personal level, and really try to take the time to explain coverages and be an advisor.”  She says that she is a bit of an insurance nerd and likes that she’s always learning something new in this ever changing business.

We are so proud that Melissa has been given this award, as she has worked so hard to earn it.  Congrats Melle!

employee spotlight Lora

 

This month’s employee spotlight is on the lovely Lora Dominguez.  Lora does both commercial and personal lines in our Santa Fe office.  She has been working in insurance for 13 years and 6 of those have been with Brown & Brown.

When not at work, Lora says she likes going on adventures with her husband, either doing something they have never done before or something they have never done together.  She also loves spending time with her grandma.  Lora says she is one feisty lady and most of the time they are laughing until they cry.  Lora is also the proud dog mom of three Shih Tzu’s: Harley, Bane, and Bear.

Lora is one of the hardest workers we have, and we just love having her on our team!

Employee Spotlight Dan O’Donnell

This month’s employee spotlight is on Dan O’Donnell.  Dan is part of our employee benefits team and has a wacky sense of humor that we have all grown to know and love.

Dan has been in the insurance industry for six years, and he really knows his stuff.  He was born and raised in Delaware County, PA and even has a dog named Philly.  When not at work, Dan likes to try and cook all different kinds of food with his wife and plays in a big band here in Albuquerque.  He also claims that he has way too many Lord of the Rings books, but really you can never have too many.

Dan was quiet when he first joined us, but now he’s just a part of our crazy family.  We love having him here!

Employee Spotlight Amy Pasho

This month’s employee spotlight is on the fabulous Amy Pasho.  Amy is a busy bee who goes non-stop with our employee benefits customers.  She started in insurance 30 years ago, working her way from receptionist, to doing Motion Picture coverage, to life and 401k investments, and finally settling on employee benefits.

When not running around for work, Amy likes to watch classic movies (mostly black and white film noir), going to wine tastings, and listening to Motown.  She says her favorite thing to do while driving is singing at the top of her lungs to 70s and 80s one hit wonders.  Her other main interest is the history of King Henry VIII and his 6 wives (a self proclaimed “Tudorphile”).   Her dream is to rent a villa in Tuscany where she can cook, drink wine, explore Florence, and learn the history of the renaissance.

Amy has such a fun and quirky energy, and we just love having her on our team!

Trampolines

Trampolines…. An Insurance Company’s Worst Nightmare

 

So you have a trampoline.  That’s great.  But you wonder why your insurance company cares and why they charge you extra for having it, even with a net.  As both an insurance agent and a fan of trampolines, I am here to explain.

Your homeowner’s insurance covers you for liability, including damage that you cause that you are legally obligated to pay for.  If it is your trampoline doing the damage, it is on you.

First, and perhaps most obvious, is the chance of harm to the people using the trampoline.  Even with a net (which really is incredibly important), it’s easy to get hurt on a trampoline.  I have a friend who was 24 years old and broke his leg on a trampoline from landing wrong, so it really can happen to both kids and adults.  If the damage is severe and the kid is not yours, you may be on the hook for some pretty hefty medical bills.

Second, and less obvious, is the property damage trampolines can do.  Let’s face it, New Mexico winds are not something to be taken lightly.  And they definitely can get strong enough to pick up a trampoline and throw it into the next house over (trust me, I’ve seen it happen).  The fence it knocks over, the window it breaks, the car it dents?  All on you.  Or rather, all on your insurance.

So when you see the surcharge on your policy, these are just some of the reasons.  Hopefully nothing ever happens and no one ever gets hurt.  But that’s what you have the insurance for, right?