Employee Spotlight-Katie Martin

 

This month’s employee spotlight is on our lovely Katie Martin.  Katie started with Brown & Brown about 2 years ago as our receptionist and has since moved up to small business technician.  She and her husband Chris have been together for 11 years and are new parents to their baby boy Chase (who, in our opinion, is one of the cutest babies ever).    Outside of being a mom, Katie says that her favorite things to do are go bowling, read Harry Potter, and relax with friends at breweries.  Katie’s mom and grandpa were both in insurance long before she came to Brown & Brown, so she’s keeping the tradition alive.  We are so happy to have her as part of our insurance family!

Employee Spotlight Shane Neal

Employee Spotlight Shane NealThis month’s employee spotlight is on our fabulous producer Shane Neal.  Shane has been in the insurance industry for 15 years, specializing in commercial insurance and contract bonds.  He has been married to his beautiful wife Christa for 23 years, and they have 6 children.  When he’s not working, Shane likes to fly fish, go backpacking, and do wood work.

We asked Shane for some interesting facts about himself and he did not disappoint.  Shane has flown a plane, is an Eagle Scout, has a Welsh Corgi named Charlie (who is too cute for words!) and bred and trained quarter horses when he was younger.  Shane is such a fun guy and we love having him on our team!

Why Your Auto Premium Increased

why your auto premium increasedYou just received your renewal for your auto policy. You skim down to find the new premium for the following year and you see it has increased by a couple hundred or more. Most auto policies take an annual rate increase otherwise known as an inflation guard.  There are also other factors that could cause this increase.

Below is an article that gives insight into what determines your premium and what may increase your premium upon renewal.  Keep in mind as your agents, we are here to review your policy if you ever have questions.

 

What’s Driving My Personal Auto Insurance Rates?

If you drive a vehicle, you are required by law to have insurance. But why do we need it? Consider hitting a car and injuring three passengers. If both your vehicle and the other vehicle are valued at $20,000 and considered total losses, and each passenger has medical claims of $20,000, this quickly adds up…

 

 

 

Employee Spotlight

Karen Fournier

This month’s employee spotlight is on the wonderful Karen Fournier in our Taos office.  She  has been with Brown & Brown for nearly 5 years, about as long as she has been in Taos.  Karen and her husband Gary have been married for 32 years and have two sons and three grandkids.  Karen also says that she loves to travel with her husband—they especially like cruising.  For fun closer to home, Karen says that she and Gary love to downhill ski and golf (and Taos is perfect for both of those!).  She is such a help to everyone in the Taos office and we all are so happy to have her as part of our team.

 

Employee Spotlight

Andrea Vargas

Andrea Vargas

This month’s employee spotlight is on our lovely Andrea Vargas.  Andrea is on our benefits team here in the Albuquerque office.  She has been working in
insurance for 14 years and has been with us for 6 months.

Andrea says that she is 100% focused on her family.  She loves to spend time with her two kids and spends most of her weekends watching her daughter play volleyball and her son play baseball.  She just recently bought a house in Los Lunas, figuring out the “country” way of life on two acres of land.  Andrea says that her guilty pleasure is watching any of the Real Housewives series, but her real love is the Dallas Cowboys.

Andrea is such a positive and fun person and we love having her on our team!

Movie Claim Monday

Movie Claim Monday: where our insurance minds speculate whether certain incidents in the cinematic universe would in fact be considered a covered claim.*

 

Today we look at the movie Batman vs. Superman.  In a fairly early scene, we see one of Bruce Wayne’s buildings come down.  We have a few thoughts on the matter:

-Is Bruce Wayne self insured?  He is a billionaire, surely he could set aside a few million for coverage for his buildings.  But he’s also quite brilliant—perhaps he knows that he has a high exposure in a city like Gotham (or Metropolis, which might be where this particular scene happened), and thus would purchase some high quality insurance to back him up.

– Is an alien attack covered?  If he has an open peril policy and alien attacks aren’t specifically excluded, then yes, the attack is covered for all the property damage.

-Would the liability damage from the building falling be on Mr. Wayne or on the aliens.  We would say the aliens, because they are the primary cause of loss.  But then, taking the aliens to court to get a big payout probably wouldn’t do anyone any good.

 

*Disclaimer: Each insurance policy is different, and while we speculate here for enjoyment purposes, you will need to discuss your insurance policy directly with your agent or CSR.  Our speculations here are in no way an indication that a similar occurrence would in fact be covered.

 

Employee Spotlight Tambra Nash

tambra-nash-Brown & Brown InsuranceThis month’s employee spotlight is on our wonderful Tambra Nash.  She has been in insurance for 22 years, working her way up from a receptionist all the way to our Operations and Regional Leader.

Tambra has been married for 33 years and has 3 sons, with one still at home in high school.  Her favorite place to be is outdoors.  She loves going to the lake, camping, biking, skiing and going to football games.  Most recently, she has taken up indoor rock climbing.  Though she is still just learning, she is having a blast doing it.

While she prefers to be productive away from the home, her favorite things at home are her husband’s cooking, reading a lot of books, and watching the Big Bang Theory and The Walking Dead.

Tambra is the glue that holds our office together, and we are so glad that she was selected to share a little bit about herself this month!

Understanding Your Policy

In light of all of the recent weather disasters and catastrophes, we in the Brown & Brown personal lines department want to be sure you aren’t in for a surprise (the bad kind, not the good kind) if something were to happen to you.  It is important that you understand the coverages provided to you by homeowner’s insurance and your auto insurance. Contact your agent today to review your policy.

Review Your Policy

The first thing to do is read your policy.  Car insurance terminology can be a bit daunting, but the main thing to know is your limits of liability, your uninsured motorist coverage, and your deductibles.  For home insurance, make sure that your dwelling coverage is at replacement cost.  There is obviously a lot more to each policy, and if you have questions, our personal lines agents are here to help.

Contact Your Agent

We want you to be confident that you are covered properly.  Our three offices are in Albuquerque, Taos, and Santa Fe, but we insure clients throughout all of New Mexico.  We hope you give one of our offices a call to help with all of your insurance needs.Understanding your policy

Avoid Parking Lot Accidents

Parking Lot5 Ways to Avoid Parking Lot Fender Benders in New Mexico

Parking lots in Albuquerque, NM – we love the convenience but hate the frustrations, especially when people are driving too fast, backing out of spots without looking and otherwise modeling bad parking lot behavior.

That behavior just so happens to be the cause of many a door ding and irritated driver. Even worse, careless behavior can cause a collision or injury. So, let’s all slow down and follow these five tips to make parking lots safer for everyone:

  1. Don’t Speed
    Speeding decreases the amount of time you have to react when a child runs out in front of you, another driver stops suddenly or a car begins backing out unexpectedly. Is a collision – or even a fatality – really worth the price of getting to your destination just a bit sooner?
  2. Use Your Eyes – and Mirrors and Cameras
    Keep a lookout for perils at all times, even if the lot seems empty. When you’re pulling into a spot, watch for doors being opened. When backing out, look all around, in your mirrors and in your rear-view camera and proceed slowly.
  3. Give Yourself – and Others – Some Space
    Parking in between the lines and in a spot sized for your vehicle may help to minimize dings and scratches. Better yet, park in a less-crowded area and enjoy the stroll into the store – just don’t park where you feel unsafe. And, always park away from stray carts.
  4. Expect the Unexpected
    Assume things will happen. That someone will dart out in front of you, that a cart will come rolling toward you, that someone backing out of his/her spot won’t see you backing out of yours. When you’re on guard, you’re better prepared for those who aren’t.
  5. Be Respectful
    A little kindness goes a long way in a parking lot or parking garage. So stop for pedestrians, don’t cause traffic jams waiting for a spot and, above all, don’t lose your cool.

Remember, when you’re watching for dangers, you have a better chance of avoiding them. If an incident does occur, we here at Brown & Brown of New Mexico are ready to help.

 

Parallel parking – the easiest way!

All-in-one parking methods. Easy to understand tutorial. Learn to drive and prepare for a driving test! http://www.parkingtutorial.com/ The clip has NO AUDIO. This way of parallel parking is the EASIEST, because the driver is given exact REFERENCE POINTS. According to these points he/she can turn the steering wheel at the right moment and parallel park the car.

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