Movie Claim Monday: where our insurance minds speculate whether certain incidents in the cinematic universe would in fact be considered a covered claim.*
This week’s movie claim Monday is on Despicable Me 2**. Again, I have a 2 year old, the only movies I watch anymore are cartoons. So here we go! This one isn’t exactly on claims, rather than just the coverages needed. The scene I’m going to be going into is when Gru and Lucy break into Salsa & Salsa restaurant to see if the bad guy they are looking for is El Macho (spoiler alert: it is!).
- El Macho better have some small business insurance. There is property damage to most of his tables and chairs and a hole gets put in his ceiling. He would want property coverage as well as loss of use, since he may have to close down while repairs are made.
- Also, his business coverage would be useful for the safe that is broken into, but the coverage may not apply, as not valuable was taken and the only valuable in there was a jar of salsa.
- The mall would also want good property insurance, as the minions break quite a bit of glass driving a car through the side wall. Lots of damage and lots of clean up.
- Finally, how would Lucy’s car be covered? I mean, it obviously needs auto insurance, but it is also a submarine and an aircraft. Three insurance policies seems a bit excessive, so maybe she can find a non-standard carrier that can create a custom policy for her specific vehicle. You never know.
*Disclaimer: Each insurance policy is different, and while we speculate here for enjoyment purposes, you will need to discuss your insurance policy directly with your agent or CSR. Our speculations here are in no way an indication that a similar occurrence would in fact be covered.
**All characters described and mentioned are copyrighted by Universal Pictures
This month’s employee spotlight is on our wonderful Khan Muhammad. He is one of the nicest guys you will ever meet, and we have had the honor of working with him since February of last year. Though he graduated from NMSU, Khan is originally from Chicago. He is a huge Chicago Bulls fan, though his sport of choice to actually rugby. Since Khan is a producer he doesn’t have a ton of free time to do things he likes, but he says he spends most of his free time working on his house and hanging out with his fiancé.
This month’s employee spotlight is on our lovely Katie Martin. Katie started with Brown & Brown about 2 years ago as our receptionist and has since moved up to small business technician. She and her husband Chris have been together for 11 years and are new parents to their baby boy Chase (who, in our opinion, is one of the cutest babies ever). Outside of being a mom, Katie says that her favorite things to do are go bowling, read Harry Potter, and relax with friends at breweries. Katie’s mom and grandpa were both in insurance long before she came to Brown & Brown, so she’s keeping the tradition alive. We are so happy to have her as part of our insurance family!
This month’s employee spotlight is on our fabulous producer Shane Neal. Shane has been in the insurance industry for 15 years, specializing in commercial insurance and contract bonds. He has been married to his beautiful wife Christa for 23 years, and they have 6 children. When he’s not working, Shane likes to fly fish, go backpacking, and do wood work.
We asked Shane for some interesting facts about himself and he did not disappoint. Shane has flown a plane, is an Eagle Scout, has a Welsh Corgi named Charlie (who is too cute for words!) and bred and trained quarter horses when he was younger. Shane is such a fun guy and we love having him on our team!