This month’s employee spotlight is on one of our new employees, Vanessa Villegas. Although she has only been around for about 5 months, we love having her here! This is what Vanessa had to say:
I have been in this industry for over 15 years. I am fairly new to B&B going on 5 months and I absolutely love it here. The environment is awesome and I love my co-workers to pieces. I am currently an Account Manager in the middle market department and may I say my team is the BEST. They are what make this place fun!
I am single mother of 2 beautiful kids, my son John Jr is 10 and my daughter, Jazmine is 7 going on 16! They keep my personal life pretty busy; if I am not running around taking to soccer practice or gymnastics we are at home watching movies. Our fav movie that we can watch all time is Avengers and Thor! When I have spare time I love to crochet– I am not a pro but I am getting the hang of it. I am very family oriented and that is one thing I can’t live without; they are my rock.
Your Insurance and Renting Out Your Home
Home sharing has become more and more popular over the past few years with companies like Airbnb and Homeway. But before renting out a room or the whole house, it’s always best to consult with your insurance agent to make sure you have the right coverage. Below is a blog that gives a some information to consider before you begin home sharing.
Home-sharing continues to grow in popularity as owners use their homes for income generation, and travelers look for unique experiences. If fact, experts are predicting vacation home rentals will increase 25% this year – up from a 19% jump last year – and it’s expected this growth trend will continue for some time.
Movie Claim Monday: where our insurance minds speculate whether certain incidents in the cinematic universe would in fact be considered a covered claim.*
This week’s movie claim Monday is on Disney’s Beauty and the Beast** (the new one), simply because the writer of this blog has a two year old and that is the only movie we have been watching for the past month. Disregarding the fact that this is taking place in revolution-era France, there are a few parts in this movie that the insurance agent in me kept noting:
-During the Gaston song, Gaston uses his gun and shoots the ceiling. Would the business insurance cover that? Maybe—it could be considered vandalism. But if he owns the tavern, as it seems that he might, then no, because he (the owner) is knowingly damaging his own property.
-In terms of homeowner’s insurance, would the castles crumbling walls be covered? Nope. Though it is due to magic, I still think it is wear and tear and that is never covered by any homeowner’s insurance.
-Lastly, would the enchanted objects need life insurance or would they just be considered personal property? Not like they’re constantly being destroyed or anything, but near the end Chip almost gets smashed to smithereens, and I just have to wonder if and how he would have been covered.
*Disclaimer: Each insurance policy is different, and while we speculate here for enjoyment purposes, you will need to discuss your insurance policy directly with your agent or CSR. Our speculations here are in no way an indication that a similar occurrence would in fact be covered.
**All characters described and mentioned are copyrighted by Disney
Brown & Brown Insurance of New Mexico was one of the sponsors for this year’s annual Crab Bash Fundraiser. The fundraiser was held for All Faiths Children’s Advocacy Center. The advocacy center provides counseling to children and their families who are struggling due to issues of divorce, homelessness, child abuse/neglect, family violence or other crises. Follow the link below to make a donation on their website.
All Faiths is a dynamic behavioral health agency specializing in the treatment of families, children and their caregivers who are struggling due to issues of divorce, homelessness, child abuse/neglect, family violence or other crises. Our highly trained staff specializes in trauma-informed treatment methods that create a safe and comfortable environment in which our clients can heal.