Private Client Division

Private Client Division



You work hard for your assets; we work hard to protect them.

At Brown & Brown, we specialize in coverage for clients with high value assets.  We are skilled in taking care of your most valuable possessions by making sure you have the right coverage for every policy you need.  Our private client department is here to ensure that your home, vehicles, valuables, and liability are all insured with the very best coverage for the best price.  Plus, you will have the added benefit of a local agent who you know cares about you and your belongings.

Private client coverage means the best in terms of each type of policy.

High Value Homes

  • Extended replacement cost – after a covered loss, the company will pay to have your home repaired/rebuilt to its original condition, even if that amount is above the amount listed as your dwelling coverage
  • Pay for necessary upgrades – to make sure your home meets current building codes after a loss
  • Replacement coverage on personal property – to make sure that your possessions are fully covered


  • Higher liability limits – to ensure proper coverage in the event of an accident that is your fault
  • Full glass coverage- no deductible for chips or replacements
  • Additional expenses – towing, rental after a covered loss, lockout coverage, pet coverage

Valuable articles, Watercraft, RV’s, Motorcycle, Classic Car, & Personal Umbrella

  • Give us a call for more info!

As one of the top insurance brokers in the nation, we have access to some of the best companies out there.  Specifically, we have the ability to write with companies that will tailor a policy to your individual needs.  Our elite group of insurance companies include Pure, Chubb, Ace, Central, Encompass, and Travelers.  We also have access to specialty carriers for your more unique items.

We would be happy to review your current insurance program, along with recommendations and a quote with our elite carriers at any time.  Jynel Torres, our private client advisor, can be contacted at (505) 857-2116.





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