Movie Claim Monday Injuries

Movie Claim MondayFor this month’s movie claim Monday we wanted to share a list of actors injured on set. On site job injuries are usually paid through the company workers comp policy. This list does not specify if a claim was made or of any kind of pay out. We just imagine these instances would be covered losses.

 

 

19 Times That Actors Have Been Injured On Set

Sometimes, the show really must go on. They may play larger-than-life characters on screen, but actors are human and sometimes get the short end of the stick when it comes to on-set injuries. Here are 19 times where big stars were in the wrong place at the wrong time. 1.

 

 

 

Movie Claim Monday-Fast Five

 

 

Movie Claim Monday

 

Movie Claim Monday: where our insurance minds speculate whether certain incidents in the cinematic universe would in fact be considered a covered claim.*

Our movie today is Fast Five.  As the eighth installment of this series just came out, we shouldn’t be spoiling the plotline for you.  The scene we are looking at is where the team (specifically Dom and Brian steal a large safe (bank vault) by attaching it to the back of their Dodge Chargers and cause massive damage during a very intense police chase.  So here is where our insurance minds took us:

-The special upgrades on the Chargers are pretty awesome.  Hopefully they notified their insurance carrier of those upgrades—they can be covered by comprehensive or collision if they are noted on the policy.

-Surprisingly, the only human injuries seem to be to the drug dealing cops, so that’s less liability to worry about.

-Speaking of liability, I sure hope they have super high limits with a huge umbrella policy.  The damage done to buildings (like the bank) and all the other little structures would be millions in damage.  I would venture they needed a $10 million umbrella for that kind of stuff.

-But, by far the biggest issue is that they are in Brazil.  So unless they have an insurance policy for Brazil, it won’t be covered by any policy in the US.  But they make millions off this particular situation, so they can just pay for it all themselves if need be.

*Disclaimer: Each insurance policy is different, and while we speculate here for enjoyment purposes, you will need to discuss your insurance policy directly with your agent or CSR.  Our speculations here are in no way an indication that a similar occurrence would in fact be covered.

 

 

Written by Kristin King

 

 

Movie Claim Monday

Movie Claim Monday: where our insurance minds speculate whether certain incidents in the cinematic universe would in fact be considered a covered claim.*

 

Today we look at the movie Batman vs. Superman.  In a fairly early scene, we see one of Bruce Wayne’s buildings come down.  We have a few thoughts on the matter:

-Is Bruce Wayne self insured?  He is a billionaire, surely he could set aside a few million for coverage for his buildings.  But he’s also quite brilliant—perhaps he knows that he has a high exposure in a city like Gotham (or Metropolis, which might be where this particular scene happened), and thus would purchase some high quality insurance to back him up.

– Is an alien attack covered?  If he has an open peril policy and alien attacks aren’t specifically excluded, then yes, the attack is covered for all the property damage.

-Would the liability damage from the building falling be on Mr. Wayne or on the aliens.  We would say the aliens, because they are the primary cause of loss.  But then, taking the aliens to court to get a big payout probably wouldn’t do anyone any good.

 

*Disclaimer: Each insurance policy is different, and while we speculate here for enjoyment purposes, you will need to discuss your insurance policy directly with your agent or CSR.  Our speculations here are in no way an indication that a similar occurrence would in fact be covered.

 

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